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In economic literature ‘inclusive growth’ is outlined as an equitable allocation of resources, where benefits accrue to all the sections of the society. It is the involvement of all sections and regions of society in the growth of the economy and getting the benefits of growth, which achieves the equity objective in growth. The construct of inclusive growth is referred as ‘economic growth with equal opportunities to all’. It is nothing but creating growth opportunities and making them accessible to all specifically to the poor.
Financial inclusion is delivery of financial services at an affordable cost to the vast sections of the disadvantaged and low-income groups. These embrace not only banking merchandise but also other financial services such as insurance and share market products.

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